Barwala Leasing and Finance Private Limited
(Brand: CASH BOXX)
This Policy sets out the principles for determining and applying interest rates and other charges on loans offered by the Company in a fair, transparent and non-discriminatory manner in accordance with RBI guidelines.
This Policy applies to all short-term personal loans offered under the CASH BOXX brand.
Interest rates and charges shall be transparent, risk-aware, consistently applied and disclosed to customers before loan disbursement.
The Company offers fixed-rate short-term personal loans ranging from ₹2,000 to ₹30,000 with a tenure of 30 to 90 days. Interest shall be charged at a fixed rate of 0.5% per day on the outstanding principal for the approved tenure.
A processing fee of up to 15% of the sanctioned loan amount may be charged. Applicable taxes shall be levied as per law. The exact fee shall be disclosed in the Key Fact Statement and Loan Agreement.
Customers shall receive the Key Fact Statement, Loan Agreement, repayment schedule, applicable charges and total borrowing cost before acceptance.
The Company may review interest rates and charges based on market conditions, cost of funds, regulatory changes and business requirements. Any revision shall apply in accordance with applicable law and customer communication requirements.
This Policy shall be reviewed periodically to ensure continued compliance with RBI guidelines.
CashBoxx is a digital lending platform offering payday loans and EMI personal loans through RBI-registered NBFC partners. We are committed to a secure, transparent, and convenient borrowing experience.
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